Boat on the road

Raise your hand if while you were in your car, sitting in an intersection, a boat hit you.  Anyone? 
Anyone? 
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 I know ME!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 Yes, a boat hit my car, while my Fiance and I were waiting at a stop light.  
How does this happen?
1. I did not see lights on the trailer, but I guess there were some.
2. The guy back up
3. We had no time to move/ was not able to move since we were at an intersection
 And.....
My car gets hit by a boat.